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VA Loan Limits Removed

VA Loan Limits Removed


Veterans are no longer restricted to a loan limit beginning January 1, 2020.  Previously, veterans were limited by the same restrictions set by the Federal Housing Finance Agency on conforming loans.  While these limits were national in nature, there were exceptions for high-cost counties and jumbo loan procedures. ...CONTINUE READING
Think Before You Put It In The Disposer

Think Before You Put It In The Disposer


Just because that convenient grinding machine in your drain is called a garbage disposer, that doesn't mean you should treat it like your garbage can. There are many things that you should simply toss out instead of washing into your sink. ...CONTINUE READING
Title Insurance

Title Insurance


Most people who have car, home and health insurance have probably made claims and wouldn't consider being without it.  However, it might be difficult to find a homeowner who has made a claim on their title insurance which could lead a person to think that it may not be necessary.  ...CONTINUE READING
7 Reasons to Buy a Home

7 Reasons to Buy a Home


Some people don't need a reason to buy a home, they just want it. That can be enough justification by itself. Other people need some solid logic before they're ready to make the commitment. The following reasons might help you to make a decision. ...CONTINUE READING
What's the Difference in Pre-Qualification and Pre-Approval?

What's the Difference in Pre-Qualification and Pre-Approval?


Before looking for a home, you need to know how much you can afford. While you may have a number in your head, the lender has the final say. Securing a pre-approval from a lender helps make the home buying process easier and helps to avoid delays. ...CONTINUE READING
Buy Your Retirement Home Now

Buy Your Retirement Home Now


Maybe you're not ready to move into it but that doesn't mean that you shouldn't take advantage of the present opportunities to acquire the home you want to live in during retirement. The combination of the low mortgage rates, high rental rates, positive cash flows and tax advantages can help you get it paid for by the time you're ready to move into it. ...CONTINUE READING
A Good Time to Buy a Home

A Good Time to Buy a Home


You may have noticed that REALTORS® seem to always think now is a good time to buy and they can usually justify it with solid reasoning.  While it can be true in general, a good time to buy has more to do with the individual than anything else.  There are four things to consider. ...CONTINUE READING
Time for a Toilet Upgrade

Time for a Toilet Upgrade


Whether it is a cosmetic or a mechanical reason for upgrading a toilet, you may not know all the choices that are involved to choose the right one for your home.  The current toilet may have cracks or leaks in the bowl or tank.  It could be the aggravation of constant clogging or inefficient flushing.  Maybe there is damage in the porcelain bowl or built-up mineral deposits that are clogging the inlet holes or syphon tube. ...CONTINUE READING
Interior Condensations Solutions

Interior Condensations Solutions


Condensation occurs when the air has too much moisture in it which is felt as high humidity.  The water deposits on various surfaces that are cooler than the air itself.  Several things can contribute to the high humidity such as cooking, dishwashers, clothes dryers, bathing and long showers.  ...CONTINUE READING
Little known facts about FHA mortgages

Little known facts about FHA mortgages


FHA loans are available for one to four family unit properties with one unit being owner-occupied. ...CONTINUE READING

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